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General Terms of Use and Privacy Policy of the site riskanalytics.com.mt

The information and content on the riskanalytics.com.mt website is available to users under the conditions set out below.

Presentation

The web site riskanalytics.com.mt (hereinafter referred to as Web Site) is owned by Risk Analytics Limited, Suite 1, Level 2, Cornerstone Centre, 16 September Square, Mosta, MST1180, Malta, (hereinafter: the Company).
It represents a website through which the Company presents its activity.

Liability

The data and information available on the Web Site can be changed at any time without prior notice. Neither the Company nor any other legal entity involved in the creation or maintenance of the Web Site shall be liable for any damage, directly or indirectly arising from the access, use or inability to use the data and information in the Web Site. The accuracy of the data that the Company acquires from other entities is not guaranteed. The liability of the Company for damages that would result from the users due to this is therefore entirely excluded.

Privacy Policy

In the Company we appreciate your privacy, so we always carefully protect your information and we treat it in accordance with the relevant applicable legislation. Therefore, as the managers of the Web Site, we have set up this privacy policy in order to protect your privacy and data, and for the purpose of your acquaintance with our data processing processes. By using the Web Site, the user acknowledges that he accepts and agrees with the full content of this privacy policy, unless additional forms of consent are required for individual cases.
In certain places, the company collects some personal data of users, but only when users allow it themselves. Such parts of the Web Site are:

Application form for the newsletter - the user agrees to receive news from the Web Site
Support ticket proccess - the user agrees that the information obtained in this way is used exclusively to answer the question.

What is personal information?

Personal information is information that identifies you as an individual: your name, surname, electronic or regular address, etc.

The company carefully protects the personal data of users, which means that: • it will not abuse the user's personal data by any other means, but only use it in the way in which the user consents
• will not forward personal data to unauthorized third parties
• the data to be stored, is stored exclusively at the company's headquarters and are not exported to third countries

Minors

The company strongly recommends to all parents and guardians to teach their children and minors in their care about the safe and responsible handling of personal data on the Internet. Minors should not transfer any personal data to websites without the permission of their parents or guardians. The provider will never consciously collect personal data from persons whom he or she was aware of being underage.

Safety

All information provided is protected against the intrusion of third parties, which ensures a carefree and smooth business with the Company.
Protecting our users' personal data is an important concern of our company. Privacy policy addresses the handling of information that the provider receives about you when you visit and use our website, or when you perform other activities on the website.
The provider is working hard to ensure the security of personal data. Your data is protected from loss, destruction, forgery, manipulation and unauthorized access or unauthorized disclosure at all times. The service provider ensures protection though various measures and information mechanisms that enable a smooth functioning of the site and the security of data transmission on it.

Using the Web Site

Any use of the Web Site, which does not represent the normal use of an individual, is prohibited, constitutes economic damage and will be reported to the appropriate enforcement services. Normal use is the use without any software tools and in terms of the normal number of requests for insight at a given time, counting as the normal number of max. 3 requests per second.

Use data and information from the Web Site

No data or information from the Website may be used for commercial purposes without permission of the Company. Data and information from the Web Site may not be collected in any public or private database.
Postings in other places, in whatever form, are not permitted if this is not explicitly mentioned in the individual data and information. The user can transfer data and information from the Web Site to his / her own systems for his / her own use, without altering the copyright and other related rights. It is permitted to print data and information for the purpose of reading for own or non-commercial purposes. Copying, forwarding, re-publishing, changing data and information or sending them by post and distributing in any other way without the prior written permission of the Company is prohibited.
It is also prohibited to remove or replace the logos of the Web Site or Company when they appear on individual data and information. The user is liable for all damages that would result from the infringement of these conditions.

Links to websites

Linking to the Web Site and / or individual sub-pages shall only be permitted with the written consent of the Company. Site pages may also contain links to other web pages that are not maintained by the Company, so it is not responsible for the content of these pages.

Site accessibility

The company endeavors to ensure that users can use the Web Site in normal conditions 24 hours a day. For technical reasons (for the needs of maintenance and / or replacement of equipment), the company reserves the right to shorter interruptions in the operation of the Web Site or access disruptions, usually in the evening hours of the time zone of the Company.

Dispute resolution

Any disputes arising from the use of the Web Site in violation of the General Terms of Use and the Privacy Policy of the Web Site will be solved amicably by the users and the Company. If this is not possible, the court in Mosta will have jurisdiction over the settlement of disputes.

About cookies

What are cookies?

Cookies are small text files that most websites store in user devices that access the Internet in order to identify the individual devices that users used in accessing. Their storage is under the complete control of a browser used by the user - this can be used to restrict or disable cookie storage.

Why are they needed?

Cookies are essential for providing user-friendly online services. The most common e-commerce functions would not be possible without them. The interaction between the web user and the website is faster and easier with the help of cookies. With their help, the website remembers the individual's preferences and experiences, thus saving time, while browsing the web pages is more effective and enjoyable.

Why do websites use cookies?

Most websites use cookies. They are a convenient tool for keeping fresh and appropriate content that is in accordance with the interests and preferences of each web user.
There are several reasons for the use of cookies; the first is definitely their ability to store information about the status of each web page (details about the customization of each site). They also help in the implementation of various online services (online shops) and in collecting statistics about the habits of the web user, as they can only monitor the frequency of visiting a particular web site. By using cookies, businesses can evaluate the effectiveness of their website design and the relevance of the type and number of ads they offer to users.

Types of cookies used by the Web Site

1. Cookies that are strictly necessary for the operation of the website

We will always place the necessary cookies on your device, as without them, our website will not work properly. The essential cookies include cookies that allow you to access the site, the functioning of each functionality of the website, and at the same time do not collect analytical or other information about your visit.

OSTSESSID (a valid cookie that assigns an anonymous user code for the time of using our website to make the page work properly) Cookie storage time: until the end of the session
cookiescriptaccept (A cookie that only remembers your settings for installing cookies on your device) Cookie storage time: 30 days

Third-party cookies

Third-party cookies include analytical and functional cookies that other companies, such as Facebook Inc. and Google Inc. install on your device. These cookies allow you to use plug-ins and features on our site that are linked to their social networks and other platforms, and to track your use of their services.

Your settings for installing cookies on our website

In case you select the option "Change my preferences", we will remove all cookies from your device and we will no longer install them until you change your cookie settings on our site.

In case you select the option "I agree", we will install cookies on your device and install them until you change your cookie setting settings on our site.

You can always change your settings by clicking on the image, or the text in the bottom left of the Web site.

Cookie settings in your browser

Installing cookies on your device can also be controlled by the settings in your browser.
In case of changing cookie conditions, all previous cookies in our management will be deleted and installed in accordance with the newly set conditions.
Cookies that were installed on our website and are managed by others (e.g. AddThis, Google, etc.) can not be deleted by us, but you can do this yourself in the settings of your browser.

On the links below, you can read the instructions for controlling cookies through the browser settings:
Internet Explorer 11 - for insturctions click HERE
Internet Explorer 10 - for insturctions click HERE
Internet Explorer 9 - for insturctions click HERE
Internet Explorer 7 and 8 - for insturctions click HERE
Google Chrome - for insturctions click HERE
Mozzila Firefox - for insturctions click HERE
Opera (English page) - for insturctions click HERE
Safari (English page) - for insturctions click HERE
Microsoft Edge - for insturctions click HERE